A Sustained Overdraft Fee applies to accounts overdrawn by any amount (negative balance) for five (5) consecutive Business Days when the overdrawn balance at the end of the first day is more than $100, and is assessed to the account on the sixth (6th) Business Day. An Insufficient or Unavailable Funds – Item Returned Fee may apply for any overdrawn amount. The amount of the Unavailable Funds – Item Paid Fee is $0. The amount of each of the Insufficient Funds - Item Paid Fee, Insufficient or Unavailable Funds – Item Returned Fee, and Sustained Overdraft Fee is $35. §§Effective November 8, 2021, if a transaction causes your account’s balance to be overdrawn by one hundred dollars ($100) or less, we will not assess any Insufficient or Unavailable Funds – Item Paid fees for that item. Refer to your Digital Banking Agreement for details on guarantees and your responsibilities for promptly reporting unauthorized transactions, as well as a list of supported mobile devices. You are protected against unauthorized online transactions as long as you check your statement and promptly notify us of any unauthorized activity. ‡‡Digital Banking Guarantee: When you use Online Banking, we guarantee that your money is protected against online fraud or losses and that your bills will be paid on time. ††If you share your device with other individuals, please note any fingerprints or face image stored on your device may be used to log in to the Santander Mobile Banking App and access your account. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. mobile number, the mobile number must already be enrolled with Zelle ®. In order to send payment requests or split payment requests to a U.S. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. checking or savings account required to use Zelle ®. ‡Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. *Excludes fees, rebates, or adjustments posted by Santander. #Just checking on you meaning how to#
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